Our business model for the transformation of your company - sustainably implement Industry 4.0 with Asset as a Service solutions on a pay per use or pay per output basis.
Asset as a Service is first and foremost a financing model, but above all a data-driven business model with a service orientation. Assets are not purchased and financed, but paid for on the basis of output. What is billed is what is effectively and actively used.
cap-on is both a technology provider and a financing partner. Through our smart cap-on platform, we provide the right infrastructure for intelligent data management, automated billing processes and AI-based risk management.
We shift Capex to Opex and thus secure the financial freedom of companies - with the opportunity to take the step towards Industrie 4.0. The business model brings together the interests of the users, producers and financing partners. At a glance:
Usage instead of ownership: By shifting investment costs to operating costs, the user gets more flexibility for less risk. Learn more
Sharing in the customer's success: This promising option opens up the asset class of usage-based financing solutions. Prerequisite: intelligent risk management via cap-on. Learn more
Transformation into a service provider: The producer benefits from new upselling opportunities, increasing customer retention and stronger loyalty. Additionally, the producer benefits from smart asset data for product development.
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Behind cap-on is a dynamic and highly motivated team that brings together minds from different professional backgrounds, such as Financial Services, Legal and Tech. What unites us is a great team spirit and the ambition to offer an outstanding product. Together, we at cap-on develop the financing solution of the future in a creative and customer-oriented way.
The cap-on IoT Hub is the central web platform for controlling your subscription assets.
As an Asset-as-a-Service provider and orchestrator, we are proud to be able to offer the necessary technical infrastructure from our own source.
Asset-as-a-Service from the CFO perspective: What advantages does Managing Director Rainer Dieck see in the cap-on business model?
We were very pleased to brainstorm with Falk Nüßle about common strategic goals and practical needs following the 5th advisory board meeting of cap-on GmbH.
We are pleased to announce that together with our partners from thyssenkrupp Automotive Body Solutions, we have successfully completed the technical connection of another asset.
Welcome to our Berlin office!
cap-on was given a plant tour of the thyssenkrupp Automotive Body Solutions plant in Heilbronn.
The development of our lIoT platform for equipment-as-a-service, including the risk model for asset financing, enabled cap-on to qualify for a research grant.
Despite the limitless flexibility made possible by today's work structures, regular personal exchange offers many opportunities.
At the end of June, the Berlin cap-on Tech team was at the hub.berlin 2022 - "The business festival for digital movers and makers".
Under the leadership of partner Dr. Kai-Klemens Wehlage, honert provided comprehensive legal advice to the cap-on GmbH on a financing round.
"The body plant subsidiary of the Ruhr Group wants to offer its customers new financing models. In doing so, it is banking on the trend toward the factory on subscription." Source: Knitterscheidt, Handelsblatt 2022
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thyssenkrupp Automotive Body Solutions and S.D.L. Süddeutsche Leasing AG acquire a stake in the fintech company cap-on.
Joint project for pay-per-use tool financing with EGA and SDL AG
cap-on and Neoloan agree on a strategic partnership.
cap-on Co-Founder Andreas Müller with Stefan Kober (Co-Founder Primepulse SE) at the World Economic Forum in Davos.
Asset as a service (AaaS) means that companies no longer purchase, finance or lease the machines they need themselves. Instead, they purchase them as a service on demand, which is billed according to consumption or benefit. The billing model is also known as "outcome-based payment" or "pay-per-use" and has already become the standard model in some industries such as the printing industry (billing by "click"). AaaS is easy on the balance sheets of the companies using it, increases their liquidity and simplifies the procurement process.
AaaS models offer significant advantages for both the manufacturers of industrial machines ("assets") and the users or producers. Asset manufacturers benefit from continuous cash flow and, due to the wider range of services, from significantly higher margins. Since fixed costs become variable costs as a result of usage-dependent billing, plant users in turn avoid high acquisition costs and preserve their liquidity when capacity utilization is low. They also benefit from shifting the maintenance and utilization risk to the equipment supplier or its cooperation partner. Thanks to the pay-per-use method, payment obligations can be dynamically adjusted to volatile market fluctuations and at the same time can be depicted without affecting the balance sheet.
A major challenge is the tamper-proof transmission of machine data from the user to the service provider in real time. Here, cap-on is working with tkAB to develop a secure solution that fits all machine types and controls.
Another hurdle for EaaS models is the financing of the assets. Due to uncertainties in the financial markets and problems with global supply chains, loans are granted hesitantly. Both to convince banks or other refinancing partners and to enable scaling of the service solution, cap-on is developing uniform, metrics-based standards for risk analysis. Refinancing is covered by the support of existing partners such as S.D.L. Süddeutsche Leasing AG.
cap-on is aware that the only functioning future can be a sustainable one and wants to actively contribute to this process.
That is why cap-on has entered into a partnership with the Munich-based company Verso , which helps cap-on and its customers to draw up sustainability balances for their assets and thus to find out how much CO2 equivalent is contained in a "use" to be billed. The partner Plant per Use also makes it possible for asset users to offset their machine consumption as needed with certified sustainability projects.